When the human consciousness inflicts itself upon another human consciousness — when it creates harm, hurt, pain, etc., through physical action, thought patterns, verbal expression, dishonesty, deceit, financial fraud, emotional control patterns, or any other way — it is held accountable for that and will be given the opportunity to clear the action and bring it into balance.   No one has the right to harm or hurt another, in any way. When that happens, the action must be balanced; it is the law of cause and effect. If you cause imbalance, the effect is that the imbalance is returned to you, as its creator, and you get to make it right.   This, in essence, is the action of karma. It is a just and fair action. And it is the creation of karmic situations that institutes the action of reincarnation.
– John-Roger  (From: The Journey of a Soul, p. 8)
As a human, a Soul starts by incarnating once onto the physical realm, into a physical form. If that form could walk through its life here in perfect balance, creating only peace and love and harmony, it might Journe y o f a Soul complete and free itself from this realm and earn the opportunity to continue its evolvement on higher realms. But when the Soul incarnates into physical
form, it is usually inexperienced in the ways of this world. The consciousness sees all the glamour, the illusions, the attractions of the world—the pleasures— and gets sidetracked. It is all a part of learning. So as it goes through its life plan, it is apt to create imbalance. Then when the time comes for the body to die, there are often karmic situations that have never been cleared or balanced. Thus, the Soul, at a later time, embodies again onto the physical realm so that it can clear its debts, right the wrongs, and bring balance and harmony. But if the consciousness again gets caught up in the illusions and the glamour, it may end up creating more karmic situations so that the Soul must again embody to clear them. And so on.
